A new year means a fresh start! After a holiday season of treating yourself and spending time with your loved ones, now is the prime time to work on the goals you’ve set for 2025.   If your New Year’s resolution is to reach your financial goals –– to buy your first home, grow your emergency fund, or start saving up for retirement –– start 2025 right with little habits to help you address your money matters. Here are some tips to improve your financial well-being this year:   Start with the end in mind.The first step in financial planning...

As the year winds down and the excitement of holiday bonuses builds up, many Filipinos are thinking about how to make the most of their 13th-month pay. Whether it’s saving, investing, or rewarding yourself for a year of hard work, there are many ways to maximize your hard-earned cash.     Here are some ideas on how to use your 13th-month pay on meaningful and memorable experiences.      Have some R&R     The holiday season is the perfect time to schedule a vacation for some rest and relaxation. Be it solo or with family and friends, taking some time off isn’t...

Christmas is just around the corner. It’s the time of year when people are much nicer, and busier, from preparing for holiday feasts to working through the holidays. It’s also the time of year when the much awaited 13th month pay is given, the cherry on top of a sweet sundae.    Just the thought of receiving your 13th month pay brings glee to your spirit. The mind is already coming up with things to purchase, what to do with it. Of course, you’d want to spend it for yourself, a reward for doing good work, say a luxury item...

Social media makes it easier for people to connect, but it also makes it easier for individuals to receive the information they want faster and more easily with a single click. It also paved the path for commercial expansion and for people to learn more about the world. People may readily find real-time information about a topic on Twitter, as well as see which topics are trending among users. Verified journalists and news organizations are using the site and tweeting in real time to convey breaking news through threads. Simply following these accounts will keep you up to date on...

After years of thorough study, Bangko Sentral ng Pilipinas introduces the new “smarter, cleaner, and stronger” P1000 polymer banknote.   This new banknote promotes environmental sustainability, ensures the public well-being and prevents counterfeiting through the help of advanced technology. With its intricate design and advanced security feature, the new polymer P1000 banknote strengthens the efforts of BSP against counterfeiting compared to the current paper banknotes. Since it is less susceptible to bacteria and viruses, it is also a cleaner and more hygienic choice and can be sanitized with less risk of damage. Its production requires less water, energy, and other...