Business
5 Tips to Reach Your Financial Goals in 2025
A new year means a fresh start! After a holiday season of treating yourself and spending time with your loved ones, now is the prime time to work on the goals you’ve set for 2025.
If your New Year’s resolution is to reach your financial goals –– to buy your first home, grow your emergency fund, or start saving up for retirement –– start 2025 right with little habits to help you address your money matters. Here are some tips to improve your financial well-being this year:
Start with the end in mind.The first step in financial planning...
Business
Spending Your 13th Month Pay the Right Way
Christmas is just around the corner. It’s the time of year when people are much nicer, and busier, from preparing for holiday feasts to working through the holidays. It’s also the time of year when the much awaited 13th month pay is given, the cherry on top of a sweet sundae.
Just the thought of receiving your 13th month pay brings glee to your spirit. The mind is already coming up with things to purchase, what to do with it. Of course, you’d want to spend it for yourself, a reward for doing good work, say a luxury item...
Business
What are the benefits of opening another savings account?
It was just few days ago when we stepped into a new year, and it’s the best time to start managing all of your expenses and saving up for this year. Savings accounts are one of the best ways for people to set aside their extra cash. A good savings account keeps your money safe and also pays interest, which can help your balance grow over time.
The best way to ensure that you secure and build wealth, and avoid debt is to plan and save as much money as possible for both future needs and desires. Some financial experts...
Business
Ipon Challenges to Try in 2021
In the past years, the concept of ipon challenge has become widely popular in the country, and it has been proven more effective to some Filipinos. The ipon challenge becomes Filipinos’ another way of saving money because it makes the normally frustrating task of setting money aside more fun, making us become more responsible and conscious with our expenses.
Photo from Great Performers Academy
To help you start your own ipon challenge, here are a few ideas that you can try for your ipon journey:
The Monthly Ipon Challenge
The Monthly Ipon Challenge can be converted into...
Business
Where can you spend your 13th month pay wisely?
The year 2020 is set to come to its end as December is fast approaching, and we all know what this means — your much-awaited 13th month salary is also coming. But before you proceed to buying random stuff and other expensive purchases, you might want to consider this read that will give you options on where you can spend your 13th month pay wisely and not just squander it.
Ponder the following ideas to make the most out of your year-end bonus:
1. Settle your debt
Photo from Alexander Mils / Pexels
Debt has the huge potential...