Business
What is “Emergency Fund” and why should it be a “need” for every Filipino?
What is Emergency Fund? Is Emergency Fund really important? How is it going to help us financially? How should we be able to save up for emergency fund?
An emergency fund is a money you save up to set aside and use when unplanned financial expenses occur like family crises which can support the unemployment of a family member, health issues, and an abrupt travel expenses due to serious matter. This can also support personal matters like unfortunate loss of job because of company shutdown or retrenchment, mostly during the pandemic.
"Filipinos are somewhat confident with their finances but...
Business
Pssst! Check out these tips to avoid overspending during Holiday season
Christmas. What comes to your mind when you hear that word? Is it about the laughter, joy, and giving gifts? Or do you feel more anxious over money you are going to spend?
Let’s face it, as an adult, Christmas can sometimes be stressful, overwhelming, and worrying. This is because we oftentime spend a lot more money than what we actually planned.
Some of the causes of overspending is due to the last minute Christmas shopping and not having a plan ahead of time before the season arrives. It’s not just a happenstance that you get to spend more than...
Business
Helpful Tips to Save Money on Groceries for First Time Moms
Do you remember the days when you don’t have to worry about the cost of milk? Or when you can just plunk down a three thousand peso bill and walk away with six or more bags of groceries? As we all know, food has the biggest budget for expenses. Most of the products sold on groceries are gradually increasing that could bust your budget for the entire month. For first-time parents especially for moms who do all the budgeting at home, this can be tricky.
Photo courtesy of freepik.com
To make this easier for first-time moms on a budget, here...
Business
Five Questions to Ask Yourself Before Hitting the “Check Out” Button
"Petsa de peligro" is still a thing even when you're working from home. You may not be spending on transportation, but you still get to shell out some cash for basic necessities such as groceries and bills. The cost of our utilities have skyrocketed due to the delayed readings caused by the previous Enhanced Community Quarantine, and we may also find ourselves stocking up on food, cleaning items, and toiletries from our grocery trips.
Do you find yourselves browsing online retailers and hitting the "add to cart" and "check out" buttons more than ever? Unnecessary spending can reduce the amount...
Business
Where to start investing in your 20s
When we reach our 20s, most of us are having quarter life crisis as we graduate from college and take our first step in front of the door of the real world—we begin to wonder where our lives would take us as we grow older.
Investing in your 20s will be a wise decision because during that age, you still don’t have too much responsibilities, which means you have more opportunity and chance to save up for yourself and your future.
In an article written by Rappler, the Sun Life Chief Marketing Officer Mylene Lopa also claimed that it’s best...